Your ambulance benefits are NOT insurance, and you are responsible for paying for ambulance services you utilize.
Under the POA benefits program, LifeNet will file insurance claims with third party payers (private insurance, supplemental insurance, Medicare, etc…) and receive payments on your behalf. If the payer denies the claim for any reason, LifeNet will discount your bill by 40%.
In order to file insurance claims, LifeNet may require documentation from you needed to process the claims. Additionally, medical information may be released to the Centers for Medicare and Medicaid Services and its agents and carriers, third party payers, and insurers.
Should your insurance company reimburse you directly for any medical transportation insurance benefits, the reimbursement should be forwarded to LifeNet.
Your benefits cover the following:
- 40% discount on billed services
- Most out-of-pocket expenses
- All full-time residents of your household
- Ground ambulance service provided by LifeNet
- Air ambulance service provided by LifeNet